Fire losses can be one of the more difficult losses to recover from and often times policy holders leave unrealized coverage on the table. It is very difficult to get an initial assessment of the damage after fires. Insurance companies typically underpay most when a smaller fire has occurred. property owners / managers do not realize smoke will cause as damage to the building’s components and mechanical equipment leaving it hard to properly asses the severity of the damage. With Fair Chance your property will be professional evaluated , documented, inventoried and estimated after a loss due to fire.